Resources for Homeowners Facing Foreclosure
If you’re worried about falling behind or keeping your home strong for the long term, you’re not alone, and you don’t have to go it alone. Below are trusted resources to help you understand your options, connect with the right assistance, and take steps to safeguard what matters most.
Resources for Homeowners Facing Foreclosure
◾Find a HUD-approved housing counseling agency
This lets homeowners search nationwide for housing‐counseling agencies approved by U.S. Department of Housing and Urban Development (HUD) especially useful when someone is behind on payments or in risk of foreclosure.
◾Check if your loan is owned by Fannie Mae
Allows a homeowner to check if their loan is owned by Fannie Mae knowing who owns the loan can help when seeking servicer assistance or loss‐mitigation options.
◾Check if your loan is owned by Freddie Mac
Similar to Fannie Mae tool, this allows checking if your loan is owned by Freddie Mac. Good to include so visitors can quickly take that step.
◾Avoiding foreclosure guidance from HUD
Provided by the Consumer Financial Protection Bureau (CFPB), this resource outlines actionable steps homeowners can take when they start missing payments or are worried about foreclosure.
◾How to find out who owns your mortgage (CFPB guidance)
From HUD, this covers programs and general guidance for homeowners facing potential foreclosure (especially helpful for conventional + FHA/VA‐type loans).
